Agoura Hills, Calabasas and Oak Park real estate and homes for sale in California, horse property, new construction - Tina Weinstein & Associates, REALTORS® Tina Weinstein & Associates REALTORS(r) for Agoura Hills, Calabasas and Oak Park, California real estate, horse property, new construction - NUMBER1EXPERTS™ Tina Weinstein & Associates NUMBER1EXPERTS(tm) for Agoura Hills, Calabasas and Oak Park, California real estate, horse property, new construction
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Tina Weinstein & Associates, REALTOR®, real estate agents and broker for Agoura Hills, Calabasas and Oak Park California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Dictionary: Agoura Hills, Calabasas and Oak Park California home buying, real estate listings, and homes for sale in Ventura County, CA
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

L

Land contract

See Contract for deed

Late charge

The penalty a borrower pays when a payment is made after the due date

Lease

A written agreement between the property owner and a tenant that stipulates rent to be paid, as well as the terms under which the tenant may reside in the real estate for a designated period of time

Leasehold estate

The tenant's right to title to a property for a specific period of time whereby the tenant does not actually own the property but has a long-term lease on it

Lease option

A lease that gives the tenant the right to purchase the property, either during the lease term or at its end

Lender's Title Insurance

An insurance policy covering a lender for the loan amount, whereby the coverage declines in amount as the loan is paid off, to the point where there coverage ends when the loan is paid completely

Lessee

The individual or party who takes property upon a lease

Lessor

The individual or party who grants property upon a lease

Liabilities

An individual's financial obligations

Lien

A legal claim or charge allowed to a creditor against a debtor's property that must be paid when the property is sold to transfer title

Life estate

The right to use, occupy and own, for the duration of the life of the individual

Lifetime payment cap, or Lifetime rate cap

The limit on the amount that payments can increase or decrease over the term of an adjustable-rate mortgage (ARM)

Liquid asset

Cash, or an asset that can be readily converted into cash

Liquidated damages

The compensation predetermined by both parties to a contract to be paid to the injured party, should the other party breach the contract

Lis pendens

A legal document filed in either a federal or state court indicating that a suit is pending against property located in the county where the notice is recorded

Listing agreement

A contract by which a broker is employed by the seller to find a buyer for the seller's real estate, according to the seller's terms, and for which service, the broker is paid a commission

Listing broker

A broker whose office initiates the property listing (as opposed to the cooperating broker, whose office negotiates the sale); the listing broker and the cooperating broker may be the same person

Loan origination

The process by which a lender sets up a mortgage loan secured by real property

Loan origination fee

The fee charged by the lender to the borrower for setting up a mortgage loan, usually computed as a percentage of the total mortgage amount

Loan-to-value (LTV) percentage

The proportion of the amount of the mortgage loan against the appraised value or sales price of the piece of property being pledged as collateral; e.g., a home with appraised value of $100,000 but with a $90,000 mortgage has a LTC of 90 percent

Lock-in

A guaranteed interest rate established at the time of closing which is honored if the mortgage closes within a certain period of time, also usually establishing the number of points to be paid at closing as well

Lock-in period

The time period during which the set interest rate is guaranteed to the borrower

Loss Payable Clause

A provision in an insurance policy that provides payment for any loss to two or more parties, as their interest so justifies, the two parties typically being the owner and the lender

Lot

A parcel of land with fixed boundaries as determined by a survey

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Tina Weinstein & Associates, REALTOR®, real estate agents and broker for Agoura Hills, Calabasas and Oak Park California home listings, property and land for sale - NUMBER1EXPERT(tm)

Tina Weinstein & Associates
Troop Real Estate

947 E. Thousand Oaks Blvd
Thousand Oaks, CA 91360
Cell: 805-338-1939
Office: 805-214-3410
Fax: 805-214-3480
Email: [email protected]

Tina Weinstein & Associates is the premier real estate team of the Conejo Valley. With years of combined experience in real estate, loans, and marketing; you can be sure that buying or selling a home with us will be a smooth and professional experience. Allow us to show you Agoura!

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) of the Conejo Valley Multiple Listing Service. Real estate listings held by brokerage firms other than Rapattoni Corporation are marked with the IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Information has not been verified, is not guaranteed, and is subject to change.


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