Agoura Hills, Calabasas and Oak Park real estate and homes for sale in California, horse property, new construction - Tina Weinstein & Associates, REALTORS® Tina Weinstein & Associates REALTORS(r) for Agoura Hills, Calabasas and Oak Park, California real estate, horse property, new construction - NUMBER1EXPERTS™ Tina Weinstein & Associates NUMBER1EXPERTS(tm) for Agoura Hills, Calabasas and Oak Park, California real estate, horse property, new construction
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Tina Weinstein & Associates, REALTORĀ®, real estate agents and broker for Agoura Hills, Calabasas and Oak Park California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Dictionary: Agoura Hills, Calabasas and Oak Park California home buying, real estate listings, and homes for sale in Ventura County, CA
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

H

Hazard insurance

Insurance protection for specified losses due to natural causes, such as fire, floods, earthquake, tornadoes, and other "acts of God"

Heir

An individual who will potentially inherit an interest in land from someone who dies

Hiatus

A gap or space between two parcels of lands that is not included in the legal description of either parcel

Home equity line of credit, or Home equity loan

A mortgage loan (usually not the primary mortgage) or line of credit which gives the property owner the option to obtain cash advances from the loan proceeds, using his or her residence as collateral, but which is not to exceed a pre-arranged amount of the owner's total equity in the property

Homeowners' association

A nonprofit association of individual owners of units in a multi-unit structure (either a planned unit development, or a condominium) that manages the common areas of that structure. In a planned unit development (PUD) project, the association holds title to the common elements, whereas in a condominium project, it holds no title to the common elements

Homeowner's insurance

An insurance policy available to residential real estate owners that protects homeowners against financial loss from fire, theft, public liability, and other risks

Homestead

Real estate that is owned and utilized as the primary family residence, protected in some states as exempt from the claims of creditors

Homestead deed

A document filed in the land records asserting a homestead exemption, protecting a variable amount of his assets (depending on which state) against the claims of creditors

Housing ratio, or Debt-to-income ratio

The percentage that results from dividing a borrower's housing expenses by his/her gross monthly income, used by the lender to evaluate an applicant's qualification for a loan

HUD-1 statement

The document used in closing a real estate transaction (also known as a "closing statement" or a "settlement sheet") which itemizes the funds that are payable at closing, including broker commissions, loan costs, and escrow amounts, and which provides a summary of the seller's net proceeds and the buyer's net payment at closing. It is required by the US Department of Housing and Urban Development (HUD) whenever federally-related mortgages are being made on residential properties

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Tina Weinstein & Associates, REALTORĀ®, real estate agents and broker for Agoura Hills, Calabasas and Oak Park California home listings, property and land for sale - NUMBER1EXPERT(tm)

Tina Weinstein & Associates
Troop Real Estate

947 E. Thousand Oaks Blvd
Thousand Oaks, CA 91360
Cell: 805-338-1939
Office: 805-214-3410
Fax: 805-214-3480
Email: [email protected]

Tina Weinstein & Associates is the premier real estate team of the Conejo Valley. With years of combined experience in real estate, loans, and marketing; you can be sure that buying or selling a home with us will be a smooth and professional experience. Allow us to show you Agoura!

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) of the Conejo Valley Multiple Listing Service. Real estate listings held by brokerage firms other than Rapattoni Corporation are marked with the IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Information has not been verified, is not guaranteed, and is subject to change.


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